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jueves, agosto 01, 2013

Where's Your Bloguero's Dough? He Wants It Back!

Your Bloguero's brain is about to explode. Where is his dough? He wants it back. Yes, he knows he's repeating himself.

Your Bloguero was going to write an essay about how none of us has any privacy at all from Government or from Corporations, and that maybe the Fourth Amendment jurisprudence on privacy interests needs to be upgraded because of relatively recent technological advances. And disclosures brought about by Edward Snowden. Your Bloguero was going to carry on about how the supposed innocence of collecting megadata has been transformed by technology, and how conceptions of what privacy means need to be reconsidered. But then your Bloguero got hacked. Yes, he did get hacked.

It's odd. At about 1:08 ET today the bank called on your Bloguero's casa phone to say he should call them as soon as possible. Your Blogueo was working so he didn't get to the phone until after 5 pm, when banks are closed. Your Bloguero figured he bounced something, made some stupid error they wanted him to fix. It is after all a small town, local bank. He's made mistakes before. So your Bloguero went online to see whether he could transfer some funds to fix whatever bookkeeping error might have cropped up.

That Internet visit was like plunging head first into Alice's rabbit hole. Join your Bloguero in fantasy land.

Wow. Your Bloguero discovered on the web that the five accounts he has were all empty or overdrawn. Jeepers. How, your B wonders, could that possibly have happened?

Was it the small Ebay and payPal transaction your Bloguero made last night? Did that provide data that allowed the withdrawals?

Was it those blank checks your Bloguero had delivered to a colleague in Mexico so that monthly expenses for a project could be paid?

Was it his spouse doing something odd in Germany with an ATM card or check?

Was it his son, who is in Mexico? Did he do something?

Was it documents he threw in the garbage at his house, at his job?

What is it? There is no clue at all on the bank web site. Just huge red minuses. And what the red minuses signify: no money.

Hmmm.

Your Bloguero finds himself in the middle of an unfolding mystery. The following voicemails: the bank president (told you it was a small town bank), the branch officer who called at 1:08, two lawyer friends No information. Friends called your Bloguero back, they say he needs to call the Bank Prez. In other words, it's a loop.

The bank does not have a 24-hour number to access a person. Or a even a machine. This is hard to accept in the 21st century, but that's how it is. The 24 hour fraud number allows one only to turn off one's credit or debit card. If your Bloguero reaches the bank prez at home, what can he do? He has no access to the "system" from his home. Why? That would be insecure.

And so, your Bloguero finds himself on paper much, much poorer at the moment. And much in doubt as to where his money might have gone. And anxious. And fearful. And of course, upset and angry.

No doubt the story will unfold more in the morning. It better, says your Bloguero. It better lead to the money is returned.

For now, though, there are only questions. They all boil down to this: any illusion your Bloguero might have about the security of his data (or his money) is utterly misplaced. Both are not secure. At all. Any illusion your Bloguero might hold about his privacy is also utterly misplaced. He has none. Absolutely none. Your Bloguero wishes it were otherwise. Sadly, it isn't.

Maybe this is the start of your Bloguero's living a life in which he fully accepts that there is no security of data or money or privacy. That's all fine. In the interim, however, your Bloguero wants his dough back. And after he publishes this essay, he doesn't want to see a zillion advertisements for banking. Or security.

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