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sábado, agosto 03, 2013

Part Two: Where's Your Bloguero's Dough?

(Amig@s, you will recall yesterday's banking drama in which your Bloguero learned to his surprise and horror that, alas, five of his accounts had been emptied. And they all said they had no dinero in them. You might want to check that out before beginning today's installment

Last night was a sleepless one for your Bloguero. He couldn't figure it out how so much money could be so swiftly syphoned from all of his accounts. It did not help that his bank has no 24-hour contact number. It did not help at all that he had to wait until after 8 am to contact someone at the bank to find out what in the world had happened. Your Bloguero knows this part of the time space continuum too well: the more he wants time to pass, the slower it crawls. Call it Watched Pot Syndrome. Call it anything you want. Your Bloguero was crazed, sleepless, fearful, anxious. Not sleeping

Instead of sleeping, Your Bloguero reviewed in microscopic details all of the potential causes of his loss of all of his money. He had not confirmed that the funds were actually stolen even though all the accounts were zero or minus. Maybe they were just seized by the IRS or Big Brother or Mr. Boh. On one hand, maybe it was a hack. Maybe it the eBay and payPal transaction in which he bought of all things not now needed an antique bottle opener? Or maybe it wasn't a hack and it was your Bloguero's fault in some regard and Agents of Government or other nefarious force had restrained his accounts. Was it some transgression he had committed in probating his father's estate? Was it some tax he owed in a distant state a decade ago? Was IRS and everyone else unwilling to give him prior notice of their horrendous acts? Maybe even some crazed creditor of someone else had mistakenly restrained every penny he had. These thoughts, these fantasies are not conducive to restful zzzzz's. No. Au contraire. They are the entry level for insomnia, anxiety, shallow breathing, horror and maybe (if it was something your Bloguero did) shame. Ouch. Double Ouch.

8 am found your Bloguero staring at the second hand and dialing.

This is what he learned. His money was not gone, it was being held. By the bank. And they were quite willing to give it back to him instantly. But did he know that somebody had actually tried to steal his money and that the bank had foiled the attempt? No, he didn't know that. He wished he knew it yesterday, but he's happy to know it now.

The details: somebody sent an email to your Bloguero's bank using his usual gmail address. They followed it up with a phone call or two and some request to wire money to an account in South Carolina. Your Bloguero knows no one in South Carolina. Period. To your Bloguero, South Carolina is something you fly over. It was once where South of the Border was.

The problem with these people, these wanna thieves, is that the branch manager knows your Bloguero and has for years. And she (your Bloguero is flattered by this) said that she doubted that the emails she received could be from El B. Their syntax and word choice was awful. Plus El B usually calls on the phone when he's screwed things up.

Anyway, after taking the information, the branch manager called back the person who was supposed to be me AND HAD MY SOCIAL SECURITY NUMBER. And she quickly determined that said person did not know El B's Mom's maiden name. So she, the bank branch manager, took steps to protect his money. She froze every last one of El B's accounts. Said she, "I'd rather have you have a sleepless night than lose your money." Your Bloguero concurs with this.

So the would-be thieves didn't get a penny of El B's money. He is totally filled with gratitude for his bank, his branch manager, and her entire crew.

And this morning, after taking various steps to safeguard his identity, no he did not by a new Luchador mask, your Bloguero went to visit some policemen, who are really very interested in this because, living in a small town, the investigators know your Bloguero and they know the he thinks they are incompetent. El Bloguero has shown them more than once why he thinks this. Your Bloguero hopes that justice prevails.

So although some of the commentators to your Bloguero's earlier essay opined that "this doesn't sound good," El B is here to assure you that all is well. He still has his money.

Now he hopes that the miscreants are caught and tried for identify theft 1st degree and attempted grand larceny. And he hopes that there is something he can do next week to express his gratitude to the bankers who truly saved his bacon by being alert. All gratitude to them.

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